Beware of Medicare Scammers!

It’s sad to see seniors being taken advantage of, but it’s happening every day and we want to help protect you.  I have had several clients call me recently asking if Medicare would call and ask…  Here are some scenarios, not just from Medicare scammers but Insurance Agent scammers too. First of all, Medicare will…

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Annual Enrollment Time is now!

Annual Enrollment is here! This is the time to make a change to your health plan for your Medicare and Individual coverage.  You have until December 7th for Medicare, to change your plan, for a January 1st, 2022 effective date.  The Individual Open Enrollment Period runs through January 31st.  If you want to make a…

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Annual Enrollment Period

What another crazy year it has been and we’re hoping you are all doing well!  We have zoomed right through 2021 and are ready for our Annual Enrollment Period again!  We always wonder what changes are going to come about each year and this year is no different.  With that being said, there are no…

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Understanding the Medicare Rules

Are you Turning 65 but Not Retiring?  Many people are still working beyond the age of 65, and remaining on their employer group health insurance. You can keep your group health insurance in place and wave Medicare’s Part B Medical insurance if you so choose.  Medicare Part A (Hospital) is free if you worked at…

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Giving back to your Community

Our office recently volunteered our time to the Gilroy Downtown Business Association, painting planters to help beautify our community. These planters will be placed in the Downtown Gilroy area for all community members to enjoy. Many non-profit associations rely on volunteer hours to accomplish their goals. Being an active community member is not only rewarding,…

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3 Things you can do to prevent injuries

How to prevent injuries   Getting older doesn’t mean having to give up activities you enjoy. According to the CDC, you can prevent many common injuries by taking simple steps, so you can stay healthy and independent longer. Here’s how to age without injury: Talk with your doctor about fall prevention, and health conditions like…

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What are Medicare Part D IRMAA and PART B IRMAA?

The income-related monthly adjustment amount, or IRMAA, is a surcharge that high-income people may pay in addition to their Medicare Part B and Part D premiums.  In the Bay Area, it’s not uncommon for people to have this IRMAA surcharge applied to their Medicare premiums because we have higher incomes than many places in the country.  I…

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May Blog

Retiring or New to Medicare?  Are you turning 65 or just now retiring?  Many folks have continued working past the age of 65 are now considering retirement, especially now that we are all getting vaccinated and many will be returning to their workplace. You might be feeling a little overwhelmed with all the information out…

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Michele Campbell
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Michele Campbell Insurance Services
60 Fourth St.
Suite 102
Gilroy, CA 95020

(408) 848-2271

MON-FRI 8:30AM - 5:00PM