The Secret to Getting a Pharmacy Discount With Medicare

If you take numerous medications, such as medications for diabetes, high blood pressure, and high cholesterol, you could reach the coverage gap or “donut hole,” the point at which you and your Medicare Part D prescription drug plan together have spent $3,310 on medications, and will have to pay a larger share of the drug […]

Tips For Choosing A Medicare Plan

Choosing  a Medicare plan when you are first eligible for Medicare or even switching plans during open enrollment, can be a daunting task. Typically, most people can enroll into Medicare for the first time at age 65. (There are exceptions for people on disability under 65 which can get on Medicare earlier.)  Many people come […]

Do you qualify for Low Income Subsidy (LIS) or Part D Extra Help?

If you have limited income and assets (excluding your house), your state may help you pay for Part A, and/or Part B.  You may also qualify for Extra Help to pay for your Medicare prescription drug coverage and this help with lower your prescription drug copays and for many, keep you out of the coverage gap […]

Tips For Choosing A Medicare Plan

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At 65 you can enroll in Medicare for the first time. (There are exceptions for folks on disability under 65 which can get on Medicare earlier.)  Your Initial Enrollment Period (IEP) starts three months before your 65th birthday, includes your birth month and ends three months after your 65th birthday. The effective date typically starts […]

Understanding Medicare Enrollment Periods

Medicare Enrollment

Each year there are set times a person can enroll in Medicare or change existing Medicare plans. There are separate enrollment periods for Medicare Parts A and B (Original Medicare) and Medicare Part C (Medicare Advantage).  Enrollment periods include:  Initial Enrollment Period (IEP) – the first time an eligible person can enroll in Medicare Parts […]

Why You Need Life Insurance Protection

Life Insurance

Life Insurance Protection, Why you Need It? Many people don’t have life insurance because they think they can’t afford it or don’t need it. If you have a living family member, then you need it. Don’t leave them holding the bag of your funeral costs. Life Insurance You Don’t Have to Die to Use! The […]

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