Covered California: On Exchange and Off Exchange

Covered California

On Exchange:

Covered California is the place to get financial assistance with health insurance in California. The lower your income, the higher the financial assistance can be. If you have no income or your income is below a certain threshold, you will qualify for MediCal. Not only can the financial assistance lower your premium, but can also lower your deductibles and copays. For certain levels of income, not only are your monthly premiums low, but your out of pocket expenses for healthcare and medicine are quite low also. Pediatric dental plans are embedded on all health plans, including all plans through Covered California.

The applications are quite long and you must enter your information correctly. If you would like help navigating this system or just want an agent to handle it all for you, give us a call. We’ll simplify the process and get it done right for you, the first time.

Off-Exchange:

If you do not qualify for any financial assistance, there is no need to purchase your plan through Covered CA, you can go directly to the insurance company or through an insurance agent to purchase a plan and the application is much shorter as you won’t have to supply a list of personal information on your household and income.

If you have any questions or need any help during this time, please feel free to reach out for help. We can be reached at 408-848-2271 or email michele@mcinsuranceservices.com. There is no cost for our services.

 

*Photo Credit – ixshealth.com

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