Do you qualify for Low Income Subsidy (LIS) or Part D Extra Help?

If you have limited income and assets (excluding your house), your state may help you pay for Part A, and/or Part B.  You may also qualify for Extra Help to pay for your Medicare prescription drug coverage and this help with lower your prescription drug copays and for many, keep you out of the coverage gap or donut hole. Check with a Medicare or Social Security  to see if you qualify or ask a local agent for guidance.  If you qualify, you will have a year round open enrollment which allows you to enroll in almost any plan any time of the year. 

Remember that Independent Agents represent most or all of the carriers and don’t cost you any money to use them.  If you have any questions or need any help during this time, please feel free to reach out for help. We can be reached at 408-848-2271 or email  There is no cost for our services. 



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